Efficiency Sheets
Simple Sheets
Free budget calculators
Free money calculators: debt payoff, 50/30/20 budget, how much rent you can afford, savings goals and emergency fund. Free to use, no sign-up.
Debt Payoff Calculator: Snowball vs Avalanche
Enter your debts and what you can pay each month. See your debt-free date, total interest, and which debt to pay first with the snowball and avalanche methods.
50/30/20 Budget Calculator
Enter your monthly take-home pay to see how much goes to needs, wants and savings under the 50/30/20 rule, and compare it with what you spend now.
How Much Rent Can I Afford? Rent Calculator
Enter your income and debt payments to see a comfortable rent, the 30% rule, and the most your debts leave room for, plus the income landlords look for.
Savings Goal Calculator: How Much to Save Each Month
Enter a savings goal, what you have now and a target date. See exactly how much to save each month, or how long it takes at the amount you can afford.
Emergency Fund Calculator: How Much Do You Need?
Add up your essential monthly expenses to see your emergency fund target for 3 or 6 months, how many months you're covered today, and when you'll be fully funded.