Efficiency Sheets
Simple Sheets
Simple spreadsheets for your money and your life
Type in your numbers and the sheet does the math and the charts. Works in Google Sheets, one-time purchase, instant download.
5.0 from 309 reviews · 11,500+ people
The sheets
What people say
Guides
Tutorials
How to Make a Budget in Google Sheets, Step by Step
Build a monthly budget in Google Sheets in about 30 minutes: the layout, the formulas, and the weekly habit that makes it stick.
Guides
The 50/30/20 Budget: How It Works, With a Google Sheets Example
Split your take-home pay into needs, wants and savings. What goes in each bucket, the Google Sheets formulas, and what to do when your numbers don't fit.
Comparisons
Zero-Based Budgeting vs. 50/30/20: Which One Fits You
Two popular ways to budget, compared side by side: how each works, how much effort it takes, and who it suits best.
Questions
Do I need Excel?+
No. The sheets run in Google Sheets, which is free with any Google account. The Ultimate Budget Sheet also comes with Excel versions.
How do I get my sheets?+
Right after checkout you get your link on screen and by email. Click “Make a copy” and the sheet saves to your own Google Drive.
Is it a subscription?+
No. You pay once and keep your sheets forever.
Do I have to connect my bank?+
No. You type in your own numbers, and they stay private in your own sheet.
Can I change the categories?+
Yes. Everything is editable, so you can rename categories and make it yours.














