Efficiency Sheets
Simple Sheets
Simple spreadsheets for your money and your life
Type in your numbers and the sheet does the math and the charts. Works in Google Sheets, one-time purchase, instant download.
5.0 from 309 reviews · 11,500+ people
The sheets
Bundles
Money sheets
What people say
Guides
Guides
Paycheck to Paycheck Budget in Google Sheets: Plan Every Payday
Budget by paycheck instead of by month. Which bills each payday covers, the Google Sheets formulas to sort them, and what to do with the two extra paychecks a year.
Tutorials
How to Make a Budget in Google Sheets, Step by Step
Build a monthly budget in Google Sheets in about 30 minutes: the layout, the formulas, and the weekly habit that makes it stick.
Guides
The 50/30/20 Budget: How It Works, With a Google Sheets Example
Split your take-home pay into needs, wants and savings. What goes in each bucket, the Google Sheets formulas, and what to do when your numbers don't fit.
Questions
Do I need Excel?+
No. The sheets run in Google Sheets, which is free with any Google account. The Ultimate Budget Sheet also comes with Excel versions.
How do I get my sheets?+
Right after checkout you get your link on screen and by email. Click “Make a copy” and the sheet saves to your own Google Drive.
Is it a subscription?+
No. You pay once and keep your sheets forever.
Do I have to connect my bank?+
No. You type in your own numbers, and they stay private in your own sheet.
Can I change the categories?+
Yes. Everything is editable, so you can rename categories and make it yours.


















