Guides

The 50/30/20 Budget: How It Works, With a Google Sheets Example

Split your take-home pay into needs, wants and savings. What goes in each bucket, the Google Sheets formulas, and what to do when your numbers don't fit.

How to Track Bills So You Never Miss a Due Date

One list of every bill, a paid checkbox for each month, and a few habits that stop late fees for good. Includes a simple Google Sheets setup.

How to Track Your Net Worth in a Spreadsheet

Add up what you own, subtract what you owe, and update it once a month. A simple Google Sheets setup, with live stock and crypto prices.

How to Make a Budget in Google Sheets, Step by Step

Build a monthly budget in Google Sheets in about 30 minutes: the layout, the formulas, and the weekly habit that makes it stick.

Zero-Based Budgeting vs. 50/30/20: Which One Fits You

Two popular ways to budget, compared side by side: how each works, how much effort it takes, and who it suits best.